Monthly Archives: January 2011

Banks using loopholes, consumer groups say – CreditCardNegotiations.com

Posted on January 21, 2011 by SDFinch Consulting

Banks using loopholes, consumer groups say – CreditCardNegotiations.com Although some issuers say that restrictions in the CARD Act are a considerable handicap, Nick Bourke, director of the Safe Credit Cards Project at Pew Charitable Trust, says that banks can still … Continue reading →

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A new era: Higher fees, fewer caps on your Credit Cards – CreditCardNegotiations.com

Posted on January 21, 2011 by SDFinch Consulting

A new era: Higher fees, fewer caps on your Credit Cards – CreditCardNegotiations.com Although cardholders are seeing more promotional balance transfer offers in their inboxes, most cardholders aren’t seeing the kind of low-fee, long-lasting, inexpensive offers that they saw before … Continue reading →

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Most people are not sure why they do not get lower interest rates when they call and ask! Here are some of the key points that the banks look for when reviewing your account profile. CreditCardNegotiations.com

Posted on January 19, 2011 by SDFinch Consulting

SDFinch – CreditCardNegotiations.com coming soon !! To make sure your payments are on time – If you have any late payments over the last 1-12 months, this can cause you not to get a better interest rate. That you’re not … Continue reading →

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Keep your friends close and your creditor’s closer – by SDFinch

Posted on January 13, 2011 by SDFinch Consulting

What I am finding out is more and more collectors will be using” social networking searches in 2011. Consumers are now visiting more social networking sites than ever before. Now creditors can see your posts and possible track you down … Continue reading →

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Are we suckers for Credit Card fee’s ? -SDFinch

Posted on January 7, 2011 by SDFinch Consulting

Credit Card Fees Many credit cards have fees. You will want to read your credit card agreement carefully to make sure you understand all the fees associated with your card. You can use the Federal Reserve’s consumer credit card agreements … Continue reading →

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Important news about your interest rates. SDFinch

Posted on January 6, 2011 by SDFinch Consulting

Interest Rates One of the most important things to understand about your credit card is its interest rate. An interest rate is the price you pay for borrowing money. For credit cards, the interest rates are stated as a yearly … Continue reading →

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New Credit Card Rules – SDFinch

Posted on January 6, 2011 by SDFinch Consulting

More new rules from the Federal Reserve mean more new credit card protections for you. Here are some key changes you should expect from your credit card company beginning on August 22, 2010: Reasonable penalty fees Let’s say you are … Continue reading →

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Credit Card Negotiation Step-By-Step by: SDFinch

Posted on January 3, 2011 by SDFinch Consulting

Below is a sample of the Credit Card Negotiation Step-By-Step workbook for negotiating credit cards interest rates and payments with your banks.  Inside the workbook is a compilation of years of experience and knowledge used by professional negotiators every day.  … Continue reading →

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