Category Archives: Banking topics and news

This category is for updates and news on banks and banking related issues.

Credit Card and Debt Management Consultant spills the beans about Negotiating Credit Card Interest Rates! www.creditcardnegotiations.com

For immediate release Contact: Scott Finch 850-483-0400 Credit Card and Debt Management Consultant spills the beans about Negotiating Credit Card Interest Rates!  SD Finch Consulting has put together a 2012, 2nd edition Step-By-Step eBook for Credit Card and Payment Negotiations. … Continue reading

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Credit Card Help – School is back in session now, how did your credit cards hold out?

Credit Card Help – School is back in session now, how did your credit cards hold out? Today and Last Monday kids all across to United States started school.  Some parents may be really happy to get back to normal … Continue reading

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The government’s new credit score disclosure rules starting July 21, 2011 – www.CreditCardNegotiations.com

The government’s new credit score disclosure rules starting July 21, 2011 – www.CreditCardNegotiations.com   Recently the Federal Trade Commission and the Federal Reserve Board are now requiring that creditors must disclose credit scores used for financing and obtaining credit.  Also … Continue reading

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How to “Get and Keep” a good credit score, it’s all about your credit report! CreditCardNegotiations.com

Your credit report shows detailed information about how you use credit, how much credit you have, the available credit your using, payment history and if any of your loans are in collections.   In your report you have a credit score. … Continue reading

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7 Debit Card Rules that you may not know about ! CreditCardNegotiations.com

It’s small, plastic and looks like a credit card but it’s not!  Your Debit card is similar in many ways, but is not an actual credit card.  By now most of generation X and Y use debit and ATM cards … Continue reading

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Credit Cards, How To Lower Your Credit Card Interest Rates – CreditCardNegotiations.com

  How To Lower Your Credit Card Interest Rates Lately high interest rates on credit cards are pretty normal.  Most all my clients I talk to have interest rate between 20-30%.  Very rarely does someone have a single digit interest … Continue reading

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Credit Cards, Credit Card Changes – BofA changing cash advance amounts to 30% – CreditCardNegotiations.com

Credit Cards, Credit Card Changes – BofA changing cash advance amounts to 30% – CreditCardNegotiations.com   Bank of America is changing cash advance amounts effective June 26, 2011.   If you are a BofA customer you may have received a change … Continue reading

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Maximize Limit for Balance Transfer – Forum Question answered by CreditCardNegotiations.com

Maximize Limit for Balance Transfer I have good credit, but I carry some balances with high interest rates on a few cards. Naturally, I’ve been receiving lots of offers for 0% interest on balance transfers. I’d like to take advantage … Continue reading

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Credit Cards, Credit – What to do if Your Credit Counselor Has Gone Out of Business – CreditCardNegotiations.com

What happens to your DMP if the credit counseling company that managed your debts shuts down? A counseling agency that is going out of business may send you a notice telling you that your DMP is being transferred to another … Continue reading

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FTC ALERT – Credit Card Interest Rate Reduction Scams – CreditCardNegotions.com

Below is information directly from the FTC.gov website.  In this case, I am not changing any content and posting exactly what they have reported.  I do want to warn people about Scams but not scare anybody neither.  If you do decide … Continue reading

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